Does Having a Dashcam Lower Insurance?

16th September, 2022 | Dashcam

Will Having a Dashcam Lower Your Insurance?

Many people often wonder if having a dash cam fitted to their car will help lower their insurance.

The answer is, yes, it can!

By having a dash cam, you are able to provide footage of any accidents or incidents that occur, which can be extremely helpful in making a claim. In some cases, insurers have been known to offer a discount for drivers who have a dash cam fitted to their car. In fact, some insurance providers offer this as a question when you are renewing or signing up for your insurance. So, if you’re looking for a good reason to purchase a dash cam, this could be it!

You should always check with your individual insurance provider regarding the discounts they offer, as not all insurance providers will offer an insurance discount.

Aside from insurance discounts, there are a few other reasons why a dash cam is a worthwhile investment. If your specific insurance provider does not offer reduced insurance rates with the installation of a dash cam, you can benefit from other insurance benefits. For example, if you were in a road accident and it was disputed which party was at fault, your dash camera could provide valuable footage to help prove your innocence, combat false claims and help to maintain your clean no-claims bonus.


Other benefits to having a dash camera fitted:

  1. You can monitor your child while driving. If you’ve given your child permission to drive your car or if they recently passed their test, a dash cam can give you some peace of mind by allowing you to check up on their driving habits. Additionally, if they are involved in a road accident, you can check to see who was at fault.
  2. You can use it as a security camera. If you park your car in an area that is prone to vandalism or break-ins, a dash cam can act as a security camera, providing valuable footage that could help to catch the perpetrators. Some models of dash cameras will not include this feature but a selection of our Viofo dash cams offer automatic recording if the sensors pick up a disruption or tampering with your vehicle.
  3. You can use it to capture scenic drives. If you love going on road trips and exploring new places, a dash cam can be used to capture all the beautiful scenery along the way! This is especially useful for touring or for road users such as van campers, motorcyclists, and many others.
  4. You can protect yourself against false claims. As mentioned previously, if you are involved in an accident that was not your fault or if you are accused of a hit and run, having footage from your dash cam can help to prove your innocence and protect you against any false claims.

If you are involved in a road incident where the other driver was at fault but they are refusing to take accountability, your helpful dash camera footage could be used to protect you, avoid an insurance dispute and hurry along any investigation from your insurance, ultimately saving valuable time.



There are many reasons why having a dash cam fitted to your car can be beneficial. If you’re looking to lower your insurance rates or want to enjoy the other advantages that dash cams offer, be sure to check out the selection of Viofo dash cams available today.

We stock a range of two-channel and three-channel dash cams to provide a safer experience on the road, capturing multiple angles of footage to better protect you and other road users. If you would like to know more about our dash cams or have any other questions, please get in touch today to discuss.

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A119 Mini Dash Cam

A139 Pro 2 channel front & Rear

(1 customer review)
  • First 4K HDR with Sony Starvis 2 Sensor Dashcam
  • Front: Sony Starvis 2 Sensor 8MP 1/1.8 IMX678
  • Rear: Sony Starvis Sensor 2MP IMX291
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  • F1.6 Aperture 7 Elements Glass Lens140°+ 170° Wide Viewing Angle

Original price was: £329.99.Current price is: £289.95.

Until Deal Ends








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